FAROUK, Yakubu Umar; FATAWU, Imoro. Formal Savings, Informal Networks, and Hajj Affordability: Evaluating the GCB Hajj Account and Savings Behaviour in Northern Ghana. International Journal of Science and Engineering Science Research, [S. l.], v. 2, n. 2, p. 25–35, 2026. DOI: 10.63671/ijsesr.v2i2.116. Disponível em: https://www.shimej.com/index.php/ijsesr/article/view/116. Acesso em: 13 jun. 2026.